What document must be presented during the closing of a real estate transaction in Kentucky?

The Agency Disclosure Statement is an essential document in Kentucky real estate transactions, particularly during the closing. This document establishes the relationship between the parties involved—typically the agent and the client—and clarifies the duties each party owes to the other. It ensures that all parties are aware of the agent's role, whether they represent the buyer, the seller, or both in a dual agency situation.

By requiring the Agency Disclosure Statement at closing, the state emphasizes the importance of transparency in real estate transactions. This ensures that clients are fully informed of who represents their interests, which can help prevent future disputes and maintain ethical standards within the industry. The other options, while important in various contexts of real estate transactions, do not carry the same legal requirement for disclosure at closing as the Agency Disclosure Statement does.