What is primarily covered by a home warranty?

A home warranty primarily covers major home systems and appliances. This typically includes critical components such as plumbing, electrical systems, heating and cooling systems, and major kitchen appliances like refrigerators and ovens. The importance of a home warranty lies in its protective function; it provides homeowners with financial coverage for unexpected repairs and replacements of these essential systems, thereby promoting peace of mind in homeownership.

In a home warranty, the focus is on ensuring that the operational integrity of these vital systems is maintained, in contrast to minor cosmetic repairs, which are not necessarily included. Likewise, aspects such as property taxes, fees, or legal disputes over property lines fall outside the scope of a home warranty, reflecting the specific nature of what is meant to be covered under these agreements. By comprehending the primary purpose of a home warranty, homeowners can better navigate what protections they have in place for their property's essential systems and appliances.